Farm Insurance

The Flexibility You Want, the Coverages You Need.
We understand that a standard one-size-fits-all policy simply doesn't fit everyone. Your business is unique, and your insurance coverage should address this fact.

We offer farm coverage that goes beyond traditional farm coverage, providing a flexible farm package. It allows you to customize your policy more precisely, to match your individual needs.

We Understand Your Needs.

Convenience.
We understand that your home and business concerns are often one and the same. We combine personal, farm, business property and liability coverage all under one policy, to simplify your insurance protection. You get the convenience of having multiple coverages under one simple policy

Versatility.
We understand that farming operations of varying size and scope, from the largest nurseries to the smallest wineries, have very different needs. We serve the more common types of farming (dairy, horse, beef, product), along with the more unusual (llamas, ostriches, aquaculture operation).

Experience.
We understand the farming community. Our knowledge of agriculture allows us to recommend coverages for farms of all types and sizes.

Commercial General Liability for Horse Operations

Tailored coverage for the equine enthusiast
If you own, board, breed, train, race or sell horses, we need to talk.

Commercial General Liability for Horses (CGL)
A CGL policy is designed to cover many situations involving horses. It can help protect you from claims brought against you as a result of your horse operation. CGL coverage applies to the specialized needs of operations involving horse-drawn carriages, sleighs, hay rides, pony rides and more.

Property Coverage

• Residences

• Barns

• Hay and Grain

• Farm Products and Supplies

• Tack

• Farm Machinery

Liability Coverage

• Shows

• Clinics

• Riding Instruction

• Boarding Liability

• Care, Custody and Control

• Hay and Sleigh Rides

• Carriage and Buggy Rides

Special Farm Package 10
One of the cornerstones of coverage is our Farm policy, providing effective yet flexible property and casualty coverage relevant to horse operations of varying sizes and scope. A number of coverage options ensures you're getting just the right amount of coverage you want.

Major Farm coverage categories include:

• Residences and Household Contents

• Buildings and Building Contents

• Farm Personal Property

• Scheduled Personal Property

• Liability

Tack and other equestrian equipment can be included under the Farm policy.

Care, Custody and Control
An optional coverage on our Farm policy, - Care, Custody and Control - provides protection in the event that someone else's animal dies or suffers an injury while in your care, and you are held legally responsible.

While many people assume that these situations are covered by standard liability insurance, the fact is that many liability policies contain a provision which excludes this important coverage. We offer this coverage under an optional endorsement.

We provide a full range of coverages, including policies tailored to the specific needs of horse enthusiasts. Whether you breed horses as a profession, or board them for recreation, we can advise you on the right type of coverages to best protect your interests.

Reviewing your coverages costs nothing. Not reviewing it, could cost you everything.