Auto, Boat, Motorcyle, RV Insurance

Auto Insurance

Better Value Means Getting the Personal Touch.

Because you want the best value for your money, in some circumstances it may make sense to purchase an item over the phone, through the mail, or on your personal computer. But, not always!

Without the right insurance protection, you and your family might not be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident whether you're at fault or not!

When you choose Brown & Associates, you get a professional agent who lives and works in your community, who understands your financial needs. Your local agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most!

Better Value Means Money Saving Features.

Liability - Pays for damages due to bodily injury and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident scene.

Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident up to the limit purchased per person.

Personal Injury Protection - Pays for reasonable and necessary medical expenses and lost wages arising out of a covered accident up to the limit purchased per person.

Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This includes but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals, and glass breakage.

Collision - Pays for damage to your insured car resulting from a collision or upset.

Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver.

Underinsured Motorist - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy. 

WATERCRAFT INSURANCE

We offer a comprehensive watercraft policy that shelters your boat while offering you and your family valuable protection.
Our flexible policy allows you to choose the amount of coverage that's right for you while offering money-saving discounts and convenient payment options.

Your peace of mind is our goal. We offer protection for your boat, motor, boat trailer, plus any added equipment and accessories. Our comprehensive plan covers:

• Loss or damage to watercraft

• Replacement cost on the motor

• Liability for bodily injury or property damage

• Personal property protection

• Emergency service coverage

• Wreck removal

• Medical expenses including guests

• Coastal water coverage (75 miles from coastline)

Discounts for the safe watercraft owner are also available. Take advantage of incredible savings when you insure your watercraft with Brown & Associates.