Homeowners Insurance

Homeowners Insurance

You work hard for your most valued possessions. You deserve the best value for your insurance dollar.

Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It's filled with memories as well as treasures you want to protect.

We understand that you expect your homeowner's insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.

Our coverage is specially designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed.

Renters Insurance

Renters Insurance

For renters only.....you have a lot to lose if you don't have Renters Insurance
Renters Insurance will protect your Personal Property from:

Theft on & off premises
Riot/Vandalism/Malicious Mischief

Our Renters Insurance protects you from Personal Liability for:

Physical damage to property of others
Comprehensive personal liability
Medical payments to others
Injuries to guests
Your animals

Your Renters Insurance plan also includes the following features:

Liability coverage on watercraft with outboard motors (up to 25 hp) and inboard motors (up to 50 hp).

Personal property automatically covered for 30 days when you move to a new residence.

Protection from theft or personal items from your car.
Full coverage on personal items away from the remises. 10% coverage at another insured residence.
Additional living expenses when an insured loss requires that you leave your household temporarily.
$1,000 coverage for theft or unauthorized use of credit cards, loss due to forgery, and counterfeit money. No deductible is applied.
Defense costs.